If you having been trying to get Public Service Loan Forgiveness (PSLF), I am sure you have seen the dismal rates of acceptance that made the news. Yes, early on, fewer than 1% of applications were approved. BUT I am here to tell you, it IS possible to get loan forgiveness by working in public service. I know, because I did it. My loans were discharged in May 2021. However, it's not a slam dunk. You need to plan . You need to make sure you understand the rules - make sure you have the right loan type, the right payment plan and the right kind of employer. Do not rely on anyone else to educate you on the program, read the rules yourself . And then read them again. My PSFL Path I finished graduate school in December 2008. Yeahhh, the economy was total crap. It was a rough time to come out of school and I had...I am not exactly sure but somewhere around $80,000-90,000 in student loans from undergrad and graduate school. It was A LOT, especially as my first job was a paid internship ...
Living a good life on a low budget while we save for our future.