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10+ Surprising things you can buy with your FSA

Do you have an FSA or HRA that still has funds for this year? If you have already covered your medical needs but have funds that won't rollover I am here with tips to help you stock your medicine cabinet and clean our your account before the end of the year!

FSA/HRA plans may vary and you should check your plan details for coverage. I would recommend buying items you could return if you find out they are not covered. I was reimbursed for all of these items personally for my plan in 2020 or 2021.

With the CARES Act opening up eligibility for over the counter items, a lot of us can get a lot more mileage from our FSA/HRA plans. It's great to be able to stock your medical supplies on a pre-tax basis! 

All of the items on this list I had covered personally by my plan in 2020, 2021 or both. For some categories you only get specific products, I have linked ones that were approved for me.

1. Sunscreen

I definitely stocked up on my sunscreen using my extra funds but there are also many products that contain SPF that were covered. Including:



2. Period products

Ladies, if you have funds left over you should stock up! I took the opportunity to try very expensive period underwear from Thinx and Proof (I preferred Proof).

3. Face wash - must contain salicylic acid

I had Neutrogena oil-free face wash and Aveno Clear Complexion both approved.



4. Face mask - must contain salicylic acid

I am not sure how widely this would be covered but I had a charcoal mask face mask from Yes to Tomatoes covered.

5. Heating pad

Basically any heating pad can be eligible but this weighted massaging heating pad is amazing. I also bought one specifically for my neck and two plain large heating pads. Go wild!

6. Hand sanitizer - this is new for 2021!

I bought a bunch of different kinds and all were approved including these super handy individually wrapped wipes.



7. Facemasks - this is also new for 2021! 

I had both surgical masks and KN95s covered under my plan.

8. First aid kit

These are super expensive but important so buy one with any advantage possible! I bought one to keep in my car for emergencies.

9. Backrest wedge pillow

So this is supposed to help with acid reflux, and while it does nothing for mine, it is an awesome pillow for reading.

10. Rapid COVID tests

If you can find them, OTC covid tests are great to have on hand. I have taken one on occasion after travelling just to make sure.

11. Lotion

Make sure the lotion contains aloe and you should be good to go, I had Gold Bond Healing approved in 2020.



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