Affluent but Frugal

Grocery delivery is the new, hot service. I have to admit I have been slow to get on the bandwagon because... I like to choose my own produce I don't want to pay a delivery fee I don't want to have to tip a driver (I'd never not tip them, but would go get my own groceries so I didn't have to) I don't have kids - if I did, I can see myself doing grocery delivery all the time! However, I do look for any way that I can get extra value from my Amazon Prime membership  and when Amazon offered me $5 off  as a no-rush shipping credit (one of my favorite things!) I thought I'd give it a whirl.  Tomatoes 3 days after delivery The basic situation You can browse the offerings at primenow.com  to see what is available for delivery.  I've now ordered from Prime Now twice, once I took Amazon up on a  no-rush shipping credit  for Prime Now, they offered me several more! The key information: Delivery is only free if you order at least $35 - even if

If you've looked at any of past posts, you will notice I order from Amazon a lot.  For me, anyone that will deliver to my house (in 2 days!) has a big advantage because I don't like going to stores. If I don't like something, I send it back. The only downside to ordering online is we constantly have to take our recycling out because there are so many boxes! C'est la vie. Here are my tips to get the most from an Amazon Prime membership ! 1. Free shipping is a no-brainier I'm going to start with the most obvious. If you want to get the most from your membership, use it a lot. Check Amazon's selection and prices for everything. Consider when you want to go to the local Target to buy something that is .50 cheaper there than from Amazon that you are also using gas, wear on your car and time to get there an back, even if it's only 3 miles away. Using federal mileage reimbursement rates ( .53 per mile ) that is $3.18, plus your time. Also, let's be hon

We got married in our early 30s and already had most things for a household (or two!) but we still felt like we should have a registry for guests who preferred to give us a physical gift and would like to know what we actually needed. When you're engaged, there are so many activities that take up your time and the prospect of spending 3-4 hours in a Bed Bath and Beyond with a scanner gun was not how I wanted to spend my Saturday afternoon. Some people love it but that's not my idea of a good time. For us an online registry was perfect. We also had a lot of out of town guests, so they could have a gift shipped directly to us very easily and they didn't need to have the same store we chose nearby to shop for us. Since I already order from Amazon.com every three days, an Amazon registry was the natural choice. And they literally sell everything under the sun, at every price point. The Good So, there were some big pluses to using Amazon for your wedding registry . H

I avoid going to stores in person like the plague. If I walk into a Target I will spend $60 or more, so I avoid going to brick and mortar stores and do most of my shopping online. If I can’t browse at items I did not think to look for, I won’t buy them. For me, it’s that simple. If I have to walk past the Target dollar section on my way in the store, I’m going to look at it and I will probably buy something that I did not even think I “needed” 5 minutes before but after I see it and it’s only $2, it will be in my cart. So I only go to target a few times a year when I need several things that I could not buy online (usually this is because shipping was cost prohibitive so the items is twice as much on Amazon). As a frequent online shopper, this is how I look to save every step of the way. 1)     Use a cash back rebate After I’ve found something I want  to buy I always check Mr. Rebates and Ebates to see if the store offers cash back and which provider offers a higher reb